Affordable Care Act
On March 23, 2010, President Obama signed into law comprehensive health reform legislation, the Patient Protection and Affordable Care Act. This law provides provisions to expand coverage, control healthcare costs, and improve the healthcare delivery system. Along with changes to the health insurance system, the Affordable Care Act includes a requirement that many people be insured or pay a penalty. This requirement goes into effect in 2014.
The following links provide more information on how the Affordable Care Act will be implemented and the different provisions and programs associated with the law.
The Affordable Care Act and You
- You can now be insured as a dependent on your parent’s health insurance if you’re under age 26. The only exception is if your parent has an existing job-based plan and you can get your own job-based coverage.
- Starting in 2014, if you’re unemployed and/or with limited income up to about $15,000 per year for a single person (higher income for couples/families with children), you may be eligible for health coverage through Medicaid.
- Starting in 2014, if your employer does not offer you affordable health insurance, you can purchase insurance through an exchange, and tax credits may be available to help you pay for it.
For more information click here.
Shopping for Coverage
The first open enrollment period for buying insurance on the Health Insurance Marketplace begins October 1, 2013 through March 2014. At that time you will be able to go online and shop the different insurance plans available to you. The site will also offer a calculator to help you figure out what your monthly premium will be, and to see if you qualify for a break on the cost of premiums in the form of a subsidy or a tax credit, depending on your situation.
Find out how you can get ready to enroll.
Student Health Insurance
The University of Texas System contracts with Academic Health Plans to provide a Preferred Provider Organization (PPO) insurance plan to UTA students. The insurance plan is underwritten by Blue Cross Blue Shield of Texas. This plan complies with the final student health coverage rule. It is the only insurance plan accepted at Health Services. Please access the Academic Health Plans' website for complete coverage information and how to enroll.
Coverage and Preventative Healthcare
Whether you are covered under the student health insurance plan, or a different insurance plan, you should take an interest in your health insurance and what you are covered for.
Under the Affordable Care Act, services that can help you avoid illness and improve your health may be available at no additional cost to you. You may have access to these preventative health services without co-payments, co-insurance, or deductibles.
Depending on your age these services may include:
- Cholesterol, Blood Pressure, and Cancer Screenings
- HIV screening
- Sexually Transmitted Infection (STI) prevention counseling
- Tobacco Use screening and cessation interventions
- Alcohol Misuse screening and counseling
- Depression screening
- Diet counseling
- Obesity screening and counseling
- And 22 additional covered preventive services for women, including pregnant women
Many of these services may be available at Health Services. For more information click here.
Accessing Health Services
Regardless of your insurance status, all enrolled UTA students are able to utilize Health Services. Unlimited, consultative visits with a general medicine provider as well as health promotion programs and education, blood pressure checks, nursing care, referral advice and contraceptive information will continue to be offered at no additional cost. All other services will be assessed a nominal fee. Many ancillary services are covered at 100% under the student health insurance plan. Health Services does not file claims for Medicaid, Medicare, Tricare or any other private insurance at this time.
Health Reform Hits Main Street (video explaining the Affordable Care Act)