- Average Cost
- Apply for Aid
- Student Employment
- Veterans Affairs
- Contact Us
Skip to content
UTA encourages students to borrow only the loan money they need to complete their education in order to avoid building up a significant amount of student loan debt over time. UTA also offers several resources to help students manage their money.
Federal loan servicers also offer many different repayment plan options for student loan borrowers who accumulate debt while attending school.
Beware of student loan forgiveness scams! There’s nothing a debt relief company can do for you that you can’t do yourself for free through the U.S. Department of Education.
Learn more about student loan repayment and what to expect by watching the video below.
If you borrowed student loans from UTA or any other school and now are preparing to graduate or drop below half-time enrollment status, then there are a few steps you need to take to get started with the loan repayment process:
Log on to https://studentloans.gov and complete exit counseling.
Log on to nslds.ed.gov using your FSA ID and password to:
Review the federal student loans you have borrowed.
Contact your loan servicer regarding payment arrangements, deferment, or forbearance options.
Deferment: A period where you postpone making payments on your loan. Interest doesn't accrue on subsidized federal loans. If you are continuing in school at least half-time, you can apply for a deferment.
If you are having trouble keeping up with your loan payments, your loan servicer may be able to help! Watch the video to learn more.
UTA has partnered with American Student Assistance to give students free access to their money management tool called “Salt.” Salt makes it easy to take control of your finances and helps college students and alums live well today while planning for tomorrow. Some of the feature of Salt include:
Personalized student loan help so you can make the right borrowing and repayment decisions for your life
Guidance on the best ways to pay for college
Straightforward budgeting tools and basic money management advice to help you build your financial skills
Career planning and job and internship search engines
To take advantage of your free access, visit the Salt website and click on the “Sign Up” button in the top right hand corner of the homepage.
UTA also offers resources on-campus to help you manage your money. The Student Money Management Center is located on the second floor of Davis Hall and assists students with all of their financial needs. They offer budgeting tools, scholarship searches, and access to credit counseling resources.
You can also set up a one-on-one consultation with a representative to help you budget and save your money. Learn more by visiting their website and contacting them today!