UTA Benefits Annual Enrollment

Overview

When: The Annual Enrollment period for the 2025-2026 plan year is July 15-31, 2025.

What: During this time, you can make changes to your benefits, such as adding or dropping coverage or adding or removing dependents. The window to make elections or changes closes at 11:59pm CST on July 31.

How: Log into MyUT Benefits at go.uta.edu/myutbenefits to make elections, changes or reenroll in UT Flex. Your current insurance coverage will continue to the new benefit year (September 1, 2025, through August 31, 2026), if no action is taken, with the exception of UT FLEX. UT FLEX is the only benefit that requires reenrollment every annual enrollment.

The following resources are designed to help you understand your options for the new plan year.

BENEFIT PLAN CHANGES FOR PLAN YEAR 2025-2026

HIGHLIGHTS OF EMPLOYEE BENEFITS CHANGES

• The UT SELECT medical plan rates will increase for the 2025-2026 plan year.
• Premium rates for UT SELECT (all coverage levels) will be effective September 1st, 2025.

2025-2026 UT Select Medical Rates & Increase Amount - Full-Time Employees

2025-2026 UT Select Medical Rates & Increase Amount - Part-Time Employees

• The annual coinsurance out-of-pocket maximum will increase from $3,500 to $5,000 per individual and $15,000 per family from $10,500.
• The annual ACA out-of-pocket maximum will increase from $9,100 (individual) to $9,200, and to $18,400 (family) from $18,200.
• Co-pay for therapy visits (physical therapy, speech therapy, and occupational therapy) will decrease from $50 to $40 for non-UT Tier providers and from$40 to $30 for UT Tier providers.
• Airrosti offers in person and Remote Recovery care that may be an alternative to surgery and traditional pain management for back, knee, arm, foot, wrist pain and more. Beginning September 1, 2025, there will be a $20 copay for Airrosti Remote services.
• The Hinge Health program will be discontinued as of August 31, 2025.
• NEW! UT Select Concierge, your one-stop shop for questions related to UT Select medical coverage.
• There are no plan design or rate changes to Dental, and Vision plans.
• Increased maximum for HCRA to $3,300 for plan year 2025-2026. Dependent care maximum remains $5,000 per family.
• We encourage eligible employees to register for the Living Well Wellness Portal powered by Limeade.

HIGHLIGHTS OF RETIRED EMPLOYEES BENEFITS CHANGES 

2025-2026 UT Select Medical Rates & Increase Amount - Retired Employees

• The UT SELECT and UT Care medical plan rates will increase for the 2025-2026 plan year.
• Premium rate changes for UT SELECT (all coverage levels) and UT Care (subscriber only level) will be effective September 1st, 2025.
  

• The annual coinsurance out-of-pocket maximum will increase from $3,500 to $5,000 per individual and $15,000 per family from $10,500.
• The annual ACA out-of-pocket maximum will increase from $9,100 (individual) to $9,200, and to $18,400 (family) from $18,200.
• Co-pay for therapy visits (physical therapy, speech therapy, and occupational therapy) will decrease from $50 to $40 for non-UT Tier providers and from$40 to $30 for UT Tier providers.
• Current UT CARE enrollees’ coverage will roll forward. No action is required. The UT CARE plan year ends on December 31, 2025. Any plan design change(s) will be effective on January 1, 2025.
• There are no plan design or rate changes to Dental, and Vision plans.
• UT Care members can adjust medical coverage for themselves or eligible dependents during the July AE period for a September 1 effective date. Medicare-eligible retirees will also have another opportunity on November 1st -November 15th to adjust medical coverage (i.e., elect UT CARE, drop UT CARE, and/or add eligible dependents to UT CARE) for a January 1 effective date.
• Any plan design, enrollment period or member paid premium rate changes for UT CARE dependent coverage levels will be effective January 1st of each plan year in compliance with Centers for Medicare and Medicaid Services (CMS) guidelines.
• Airrosti offers in person and Remote Recovery care that may be an alternative to surgery and traditional pain management for back, knee, arm, foot, wrist pain and more. Beginning September 1, 2025, there will be a $20 copay for Airrosti Remote services.
• The Hinge Health program will be discontinued as of August 31, 2025.
• NEW! UT Select Concierge, your one-stop shop for questions related to UT Select medical coverage.
• We encourage eligible employees to register for the Living Well Wellness Portal powered by Limeade.

ANNUAL ENROLLMENT REMINDERS

Review your confirmation statement in My UT Benefits and keep a copy for your records.

2025 – 2026 Benefit Plan Year Effective dates

• Medical, Dental, Vison, UT Flex coverage becomes effective September 1, 2025.
• STD, LTD and Voluntary Group Term Life coverage becomes effective when the EOI is approved.

Evidence of Insurability (EOI)

• Evidence of Insurability (EOI) is required for the following benefits:
  • Short-Term Disability
  • Long-Term Disability
  • Voluntary Group Term Life (VGTL)
• If applicable, My UT Benefits will automatically direct you to complete the EOI online.
• Upload required Evidence of Insurability (EOI) to My UT Benefits by August 15.
• Your Annual Enrollment changes will not be made if the EOI is not provided.

Waiving Basic Coverage

• If you are waiving the Basic Coverage Package, submit the required Evidence of Waiver by August 15.
• Learn more about waiving coverage at utbenefits.link/EmpPremiumSharing.

ID Cards

• You will receive new ID cards for UT Select and any new plans you added or changed, such as vision and dental.
• Keep your ID cards for plans that did not change.
• Your UT Flex debit card will continue to work even if you made changes to your elections.
• Expired debit cards are replaced automatically.

EMPLOYEE RESOURCES

• 2025-2026 Annual Enrollment Highlights for Employees
• 2025-2026 Annual Enrollment & Resource Guide for Employee
• Benefits Cost Worksheet for Employee Plan Year 2025-2026

RETIRED EMPLOYEE RESOURCES

• 2025-2026 Annual Enrollment Highlights for Retired Employees
• 2025-2026 Annual Enrollment & Resource Guide for Retired Employees
• Benefits Cost Worksheet for Retirees Plan Year 2025-2026