Benefits Annual Enrollment for the 2024-2025 plan year takes place from July 15-31, 2024. During Benefits Annual Enrollment, you may make changes to your benefits enrollment, such as adding coverage, dropping coverage, adding dependents, or removing dependents. Any changes made during annual enrollment will become effective September 1, 2024, except for adding or increasing Voluntary Group Life insurance (VGTL). Voluntary Group Life insurance coverage will become effective when the EOI application is approved. If you elect to increase Voluntary Life insurance, you will be directed to complete EOI online in the system workflow.

Your current insurance coverage will continue to the new benefit year, if no action is taken, with the expectation of UT FLEX. UT FLEX is the only benefit that must be renewed every annual enrollment. If you would like to enroll or continue a Health Care and/or Dependent Care Reimbursement account in the next plan year, you must log in to My UT Benefits and make your election.

The resources listed below are available to help you understand your benefit options and make enrollment decisions for the upcoming year.

Benefit Plan Changes for Plan Year 2024-2025

Highlights of Employee Benefits Changes

• The UT SELECT medical plan rates will increase for the 2024-2025 plan year.
• Premium rates for UT SELECT (all coverage levels) will be effective September 1st, 2024.

2024 - 2025 UT Select Medical Rates & Increase Amount – Full-Time Employees

2024 - 2025 UT Select Medical Rates & Increase Amount – Part-Time Employees

• No changes to UT SELECT medical plan design including deductibles, copayments, or coinsurance rates.
• There are modifications to the Progyny benefit plan design.
• You can now use TRICARE coverage or outside Medicare coverage to waive your UT Medical insurance and access available premium sharing for other UT voluntary coverages.
• There are no plan design or rate changes to Dental, and Vision plans.
• Updated plan design for AD&D coverage converting current coverage elections to 1x-10x salary. Go to My UT Benefits to review and make any changes to your AD&D coverage amount. No EOI is required.
• This annual enrollment employees can elect BCBSTX Ancillary’s Short Term and/or Long Term Disability insurance and coverage is guaranteed. No EOI is required!
• Employees with a UT employee spouse may both cover dependent children and each other as spouses on voluntary life and AD&D. Adding voluntary spouse life requires EOI.
• Increased maximum for HCRA to $3,200 for plan year 2024-2025. Dependent care maximum remains $5,000 per family. Must make your election in My UT Benefits each year to participate. New plan administrator, Inspira Financial, beginning September 1, 2024.
• We encourage eligible employees to register for the Living Well Wellness Portal powered by Limeade.

Highlights of Retired Employees Benefits Changes

• The UT SELECT and UT Care medical plan rates will increase for the 2024-2025 plan year.
• Premium rate changes for UT SELECT (all coverage levels) and UT Care (subscriber only level) will be effective September 1st, 2024.

2024 - 2025 UT Select Medical Rates & Increase Amount – Retirees

• No changes to UT SELECT Medical plan design including deductibles, copayments, or coinsurance rates.
• Current UT CARE enrollees’ coverage will roll forward. No action is required. The UT CARE plan year ends on December 31, 2024. Any plan design change(s) will be effective on January 1, 2025.
• There are no plan design or rate changes to Dental, and Vision plans.
• There are modifications to the Progyny benefit plan design.
• You can now use TRICARE coverage or outside Medicare coverage to waive your UT Medical insurance and access available premium sharing for other UT voluntary coverages.
• UT Retirees with a UT employee or retiree spouse may cover each other as spouses on voluntary life. Adding voluntary spouse life requires EOI.
• UT Care members can adjust medical coverage for themselves or eligible dependents during the July AE period for a September 1 effective date. Medicare-eligible retirees will also have another opportunity on November 1st -November 15th to adjust medical coverage (i.e., elect UT CARE, drop UT CARE, and/or add eligible dependents to UT CARE) for a January 1 effective date.
• Any plan design, enrollment period or member paid premium rate changes for UT CARE dependent coverage levels will be effective January 1st of each plan year in compliance with Centers for Medicare and Medicaid Services (CMS) guidelines.
• We encourage eligible employees to register for the Living Well Wellness Portal powered by Limeade.

ANNUAL ENROLLMENT REMINDERS

• The Annual Enrollment election window is open through 11:59pm Central Standard Time on July 31st.
• If you make any changes during Annual Enrollment, review your confirmation statement within My UT Benefits and keep a copy for your records.
• UT Flex Flexible Spending Accounts: If you would like to enroll or continue a Health Care and/or Dependent Care Reimbursement account in the next plan year, you must log in to My UT Benefits and make your election.
• You have until August 15th to submit any required Evidence of Insurability or dependent documentation in My UT Benefits, please keep in mind if the documents are not provided by the August 15th deadline related benefit changes will not take place and if you added dependents during annual enrollment, they will be removed from your benefits coverage.
• Voluntary Group Term Life: There are no premium rate changes for Voluntary Group Term Life coverage. Voluntary Group Term Life Coverage rates are based on your age. Because of this your premium rate bracket may change depending on your age on September 1, 2024. To add or increase Voluntary Group Term Life during Annual Enrollment you’ll need to complete your Evidence of Insurability (EOI).
• If you are waiving the Basic Coverage Package, submit the required Evidence of Waiver by August 15. Information about waiving coverage is on utbenefits.link/EmpPremiumSharing
• Expect new ID cards for any new plans elected.
• Keep your ID cards for any plans that did not change.
• Inspira, the new UT FLEX vendor effective 9/1/2024, will be sending all 2024-2025 UT FLEX participants a new debit card by 9/1/2024.

2024-2025 BENEFITS ANNUAL ENROLLMENT VIDEO - GUIDE FOR ACTIVE EMPLOYEES

2024-2025 BENEFITS ANNUAL ENROLLMENT VIDEO - GUIDE FOR RETIREES

Employee Resources

• 2024-2025 Annual Enrollment Highlights for Employees
• 2024-2025 Annual Enrollment & Resource Guide for Employee
• Benefits Cost Worksheet for Employee Plan Year 2024-2025

Retired Employee Resources

• 2024-2025 Annual Enrollment Highlights for Retired Employees
• 2024-2025 Annual Enrollment & Resource Guide for Retired Employees
• Benefits Cost Worksheet for Retirees Plan Year 2024-2025